Most people think of charitable giving as writing a check. It's simple, familiar, and generous.
But what if there were a way to give more, help protect the places you love, and potentially reduce your tax burden at the same time?
If you've owned stocks or mutual funds for many years, they may have grown substantially in value. Selling those investments often means paying capital gains taxes on the appreciation. By donating appreciated securities directly to a qualified nonprofit like Stowe Land Trust, you may avoid those capital gains taxes while also being eligible for a charitable income tax deduction for the fair market value of the gift, if you itemize deductions.
The result? More of your investment goes toward the causes you care about instead of taxes.
This strategy isn't reserved for the ultra-wealthy. Many Vermonters have built appreciated investments over decades through retirement planning, inherited assets, or long-term investing. Donating securities can be one of the most tax-efficient ways to support conservation while helping you meet your own financial goals.
Whether your passion is protecting working forests, preserving wildlife habitat, maintaining trails, or ensuring future generations can experience the beauty of our community, thoughtful giving can make a lasting difference.
As we approach the final months of the year, now is a great time to review your charitable plans with your financial advisor or tax professional. You may discover that the assets you already own provide an opportunity to make an even greater impact than you imagined.
At Stowe Land Trust, we're grateful for every gift, regardless of size or method. My role isn't to provide financial advice—it's to help you understand the many ways you can support the conservation of the places you love while working with your professional advisors to determine what makes the most sense for you.
If you're curious about giving appreciated securities or other tax-wise giving options, I'd be happy to have a confidential conversation or provide information for you and your advisor.